As The Lucky One hits theaters on April 20, take a look at movie characters from the last 25 years who have swept us all off of our feet
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FILE - In this July 27, 2011 file photo, actress Nicollette Sheridan poses for a portrait at during The Television Critics Association 2011 Summer Press Tour in Beverly Hills, Calif. Sheridan concluded testifying Monday, March 5, 2012, in Los Angeles and "Desperate Housewives" creator Marc Cherry told jurors he planned to kill off the actress' character four months before he allegedly hit her on the show's set in September 2008. (AP Photo/Dan Steinberg, file)
FILE - In this July 27, 2011 file photo, actress Nicollette Sheridan poses for a portrait at during The Television Critics Association 2011 Summer Press Tour in Beverly Hills, Calif. Sheridan concluded testifying Monday, March 5, 2012, in Los Angeles and "Desperate Housewives" creator Marc Cherry told jurors he planned to kill off the actress' character four months before he allegedly hit her on the show's set in September 2008. (AP Photo/Dan Steinberg, file)
LOS ANGELES (AP) ? The creator of "Desperate Housewives" told jurors Monday that he received permission to kill Nicollette Sheridan's character four months before he was involved in a dispute during which the actress claims he struck her on the head.
Marc Cherry testified that a top ABC executive gave him permission to kill off Edie Britt's character during a brief meeting in May 2008, long before the dispute over a scene.
Sheridan's attorneys claim she was fired for complaining about the blow, which Cherry has described as a tap he gave as artistic direction.
Sheridan, whose character died toward the end of the show's fifth season, is seeking more than $6 million for wrongful termination and battery claims.
The actress concluded testifying Monday after sparring with Cherry's attorneys over her prominence on the show and whether she had inconsistently described how Cherry hit her.
Sheridan told jurors she was shocked by the blow and demonstrated it on her attorney for the jury. She claims Cherry hit her on the temple, but Cherry testified, "I tapped her head."
"It was humiliating," Sheridan told the jury last week. "It was demeaning. It was unfathomable to me that I had just been hit by my boss."
Sheridan's attorneys called Cherry as the trial's second witness, but he has not yet described his version of the dispute in detail. Instead, his early testimony focused on the decision to kill the Britt character and whether that was made before his dispute with the actress.
Cherry testified that he had three reasons for killing off Britt ? creative, cost-cutting, and complaints about Sheridan's behavior. He acknowledged there wasn't any documentation about the actress' alleged bad behavior, which included claims of tardiness, forgetting lines and treating a prop person rudely.
Mark Baute, Sheridan's attorney, has noted that Sheridan's contract was renewed just days after the May 2008 meeting during which Cherry claims he was given permission to fire the actress. That renewal decision meant the actress' pay was bumped to $175,000 per episode and she received a full share of profits from the series.
Baute also played a clip of an interview Cherry gave before the start of season five, which was Sheridan's last, in which he said the show would focus on the lives of five characters played by Teri Hatcher, Eva Longoria, Marcia Cross, Felicity Huffman and Sheridan.
The show's four other female stars are listed as potential witnesses at the trial.
Cherry said he told ABC the death of Britt could be heavily promoted and would benefit the show financially and with ratings.
"Desperate Housewives," a glossy prime-time comedy/soap opera with an ensemble cast including Hatcher and Longoria, made a pop-culture and ratings splash when it premiered in 2004 but has seen its audience dwindle. It is in its last season.
___
Anthony McCartney can be reached at http://twitter.com/mccartneyAP
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Bloomberg
The Obama administration will extend mortgage assistance for the first time to investors who bought multiple homes before the market imploded, helping some speculators who drove up prices and inflated the housing bubble.
Landlords can qualify for up to four federally-subsidized loan workouts starting around May, as long as they rent out each house or have plans to fill them, under the revamped Home Affordable Modification Program, also known as HAMP, according to Timothy Massad, the Treasury?s assistant secretary for financial stability. The program pays banks to reduce monthly payments by cutting interest rates, stretching terms, and forgiving principal.
Investors are central to the federal government?s strategy for reviving real estate with home prices down 34 percent since July 2006 and as foreclosures deplete the pool of buyers who can qualify for a mortgage. Photo: Tim Rue/Bloomberg
The government?s need to protect neighborhoods from blight and renters from eviction by keeping the current owners in place is outweighing concern that taxpayers will end up bailing out real-estate investors. The program is being enlarged after less than 1 million borrowers modified loans through HAMP, compared with the administration?s stated goal in 2009 of helping 3 million to 4 million homeowners.
?When we started the program we focused on owner-occupied houses because the need was so great and we wanted to target the efforts to that group,? said Massad. ?Given where we are today, more and more people recognize that vacant properties are a problem no matter how they became vacant.?
Investors are central to the federal government?s strategy for reviving real estate with home prices down 34 percent since July 2006 and as foreclosures deplete the pool of buyers who can qualify for a mortgage. Federal Reserve Chairman Ben S. Bernanke told homebuilders in Orlando, Florida last month that the U.S. economic recovery has been ?frustratingly slow,? in part because weak housing markets are holding back consumer spending.
The homeownership rate, which peaked at 69.2 percent in June 2004, fell to 66 percent in the fourth quarter of 2011, according to the U.S. Census Bureau. A new Fannie Mae program designed to reduce the overhang of foreclosed homes is encouraging potential buyers, including private-equity firms, to purchase properties in bulk and convert them to rentals. Almost one in four home purchases in January was made by an investor, according to the National Association of Realtors. And investment and vacation properties made up 21 percent of houses in the foreclosure process in January, according to Irvine, California-based RealtyTrac Inc.
The Obama administration announced last month that it would triple incentives to owners of mortgages that reduce home-loan debt and expand eligibility to borrowers struggling under the weight of other liabilities, such as medical bills. The extension will apply to all loans, including those held by Fannie Mae and Freddie Mac, the government-sponsored mortgage financiers. About 700,000 landlords will be eligible under the revisions to HAMP, which has been plagued by consumer complaints about lost paperwork, servicer delays and restrictive eligibility requirements.
?This is a huge change,? said Dan Immergluck, a housing policy professor at Georgia Institute of Technology. ?The excessive concern to make sure nobody who played any role in creating the problem gets any benefit has paralyzed the response.?
The danger of blight to communities from foreclosed, vacant properties is still pervasive six years into the slump. Empty houses push down a neighborhood?s property values, according to a 2009 report by the Center for Responsible Lending, which said foreclosures will affect 91.5 million nearby homes through 2012. That will reduce property values by $20,300 for each household, according to the group, which seeks to protect homeownership and family wealth.
By widening the program, the plan will inevitably offer aid to buy-and-flip investors who pushed prices higher during the boom by taking out mortgages with little or no down payment. Speculators accelerated the crash because they were quick to default when prices fell, according to a September report from Andrew Haughwout, Donghoon Lee, Joseph Tracy, and Wilbert van der Klaauw of the Federal Reserve Bank of New York.
At the peak of the boom in 2006, more than a third of home purchase loans were made to borrowers who already owned at least one house, according to the study. In California, Florida, Nevada, and Arizona, which had the most pronounced bubbles, investors accounted for 45 percent of the mortgages.
While survivors of the property bust are now long-term investors, some of them may have started out as flippers, Haughwout said.
While speculators are ?no one?s first priority for receiving taxpayer dollars,? providing assistance to a large class of multiple property owners and ?blanket modifications offered regardless of occupancy? would be more efficient than restrictive programs, the Fed said in the September report.
Chandrajit Bhattacharya, an analyst at Credit Suisse Group AG in New York, said that the HAMP changes will result in about 200,000 modifications for investors. While it won?t keep bondholders ?up at night,? it will probably slow the process of liquidating foreclosed homes.
Bhattacharya said he doesn?t understand why the government should be subsidizing workouts for property investors who are in the business of making money on their purchases. Vacancies are unlikely to increase if the houses go into foreclosure and are purchased by owner-occupants or new investors who fill them with tenants, he said.
John Burns, an Irvine, California-based real estate consultant, said it?s ?ridiculous? for taxpayers to come to the aid of individuals who made bad bets.
?What kind of precedent are you going to set?,? Burns said. ?Are you going to refund people who lost money on the stock market too??
Government help to homeowners comes after President George W. Bush?s administration rescued banks with the Troubled Asset Relief Program in 2008, when the housing crash sparked the worst financial crisis since the Great Depression. Wall Street benefited from Federal Reserve emergency programs to keep credit flowing, while Bush and President Barack Obama directed federal money to save companies including General Motors Co. (GM) and Chrysler Group LLC. The Obama administration then pursued a series of programs meant to reduce foreclosures.
John Russell, 61, of Northville, Michigan, said he was never a speculator seeking to flip houses. He bought four rental properties in neighborhoods in the state more than 10 years ago and said he planned to keep them for decades more. Now the houses are worth far less than he owes, his rents have tumbled, and he has to spend about $20,000 a year to keep them operating.
Russell, a retired Chrysler executive whose pension was cut during the automaker?s 2009 bankruptcy, said two houses are in foreclosure and he can?t afford to keep them without the federal government?s help.
Banks have repeatedly rejected him for a modification because they aren?t primary residences, he said. Russell said he simply wants his mortgage bills to be brought in line with the rents.
?I guess what you?re always asking yourself is the market going to come back?,? Russell said. ?As an investor you want to think that some day the house will be worth more than it is today.?
Moose Scheib, chief executive officer of LoanMod.com, a Dearborn, Michigan-based (MBASMI) firm that advises homeowners facing foreclosure, said many of the investors who hung on through housing bust are ?mom and pop? property owners who bought real estate as a source of retirement income. Russell is one of his clients.
?Our economy is in trouble, housing is in trouble,? Scheib said. ?Whether you?re fixing it on behalf of investors or homeowners, it benefits everybody to do that.?
To contact the reporter on this story: Prashant Gopal in New York at pgopal2@bloomberg.net
To contact the editors responsible for this story: Daniel Taub at dtaub@bloomberg.net; Rob Urban at robprag@bloomberg.net
Source: http://deadlinelive.info/2012/03/05/double-dip-boom-era-property-speculators-to-get-foreclosure-aid/
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Source: http://budgetingyourmoney.org/capital-budgeting-analysis-excel/
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To build muscle fast is a long and arduous journey, but luckily various shortcuts have been exposed through the emerging discipline of sports physiology. These shortcuts be able to make it easier to build muscle at a drastically quicker rate than usual.
The initial key is that you dont need to exercise every muscle for several hours every day. In the early days of bodybuilding there was no means to build muscle fast. You hit the exercise room for three to 4 hours daily and worked your whole body every day. At night you rested, and one day per week you stayed away from the sports center.
During those early days, athletes in other sporting activities were advised to keep away from weight training because it would make them muscle-bound and inflexible.
But for some reason, more and more athletes began to ignore that instruction and discovered that weight-training in fact made them more powerful and actually more bendy.
Sports trainers spotted this and started to evaluate weight-training for muscle gaining. Their confirmation of the benefits induced plenty of sports trainers to add weight training to their work out routines, and shortly, soccer , baseball and basketball competitors, even track and field athletes, began to work weights with the purpose to build muscle fast.
Sports physiology became a science and weight training started to get a more factual approach as applied to muscle tissue creating for athletes in all sports activities.
Body-builders took note and began to workout smarter, looking for ways to build muscle fast. They still spent long hours within the leisure center, but now it was about half the time they used to spend. How were they able to do that?
Exercises and routines were evaluated for the best approach to building muscle faster, and larger. Researchers found that it was important to relax muscles after they were exercised strenuously; otherwise they become exhausted and can?t develop any further.
Nowadays weight lifters are advised to exercise each muscle cluster to total exhaustion only one day a week. In no doubt they get a little exercise whenever you focus on other muscle tissue groups, but thats unavoidable. It?s only on their focus day that they are exhausted. Using this approach fast tracks your muscle growth and makes one?s body more powerful in general.
You dont have to put up with continuous all-over muscle pain daily of the week either, since muscle tissue groups are allowed to relax, recoup and rebuild themselves.
An additional revolution in weight-training was the invention that working the muscle to complete fatigue for every exercise was sufficient to tear it down. The protein ingested by the weight-trainer will be largely useful to rebuild the tissue, instead of increasing it even further.
Another area of the building-muscle-fast question is good diet. It is claimed that bodybuilding is eighty percent diet program, and while this may not be entirely accurate, it surely accounts for over half.
To build muscle fast, a weight lifters diet will need to have at least 25% of its energy coming from both animal and vegetable protein. You need to only eat complex carbs, mainly those greens that comprise of protein as well. Fats and fibers should also represent about 25% of your diet program. Avoid refined sugars, refined starches and minimal caffeine and alcohol. The diet ought to be supplemented with protein powders mixed with raw milk or water, protein boosters like desiccated liver, kelp tablets and eggs. A soluble oil like wheat germ oil assists our bodies metabolize protein and it?ll offer added fortitude.
Basically, the path to build muscle fast is about training with each muscle collection smarter, not harder. Relaxation is just as significant as strength exercises, and consuming a cautious diet is most important of all.
Author of www.thebiggestmuscles.com and serial pubisher of articles on health & fitness.
I hope you enjoyed this article. Why not check out our website, especially the article on Becoming ripped in weeks.
Source: http://www.a1article.net/health-and-fitness/to-build-muscle-fast-6781.html
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By msnbc.com staff and news services
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NEW ORLEANS -- A federal judge said Friday night that BP and a committee representing plaintiffs suing over the 2010 Gulf oil spill had reached an agreement, The Associated Press reported on its website.
The AP said Judge Carl Barbier?said as a result of?the agreement, whichi will be filed with the court for approval, the trial?scheduled to begin Monday has been postponed for a second time.
No new date was immediately set.
The settlement will likely result in a realignment of the parties in this litigation and require substantial changes to the current trial plan, Barbier said. He didn't elaborate, and there was no mention in his order of anything about the status of BP's talks with the federal government and other parties.
The Deepwater Horizon rig exploded in the Gulf of Mexico off Louisiana in April 2010, killing 11 workers and spewing more than 200 million gallons of oil from an undersea well owned by BP. The spill soiling sensitive tidal estuaries and beaches, killing wildlife and shutting vast areas of the Gulf to commercial fishing.
For BP, the settlement represents only a fraction of its overall liability.
The company reported profits of $40 billion, $7.7 billion alone in the last quarter. It recently raised its dividend to shareholders by 14 percent. BP recently said it has 5 deep water rigs operating in the Gulf of Mexico and expects to be operating an additional three by the end of 2012.
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